Louie Wickett Is Helping Veterans Learn The Benefits Of A VA Mortgage

Aug 16, 2022

Urbandale, Iowa -

August 16, 2022 - /PressAdvantage/ - Des Moines, Iowa, mortgage broker Louie Wickett is helping active-duty servicemen, veterans, and their families understand the difference between a conventional mortgage and a VA mortgage.

Louie explains his efforts to bring awareness to the many benefits offered by VA mortgages by saying, “Active-duty servicemen lose out on a lot of wealth generation opportunities, that they would have had if they did not selflessly volunteer for one of the noblest callings in society today. The government’s many VA mortgage programs offer veterans a way to make up for that lost time and income. I feel honored to help guide our country’s bravest souls through the options that they have available to them. As a mortgage broker and proud American, it is the least that I can do to show my appreciation for their sacrifice. If you have a Certificate of Eligibility from the VA, call me today and I’ll set you on the road to homeownership. If you want to find out more about my home financing services, I urge you to check out this news article that covers my work in Des Moines in detail.”

VA mortgages offer a plethora of advantages over conventional mortgages and a few downsides. Louie Wickett maintains that the few disadvantages that VA mortgages have are not deal breakers in the slightest as the pros outweigh the cons by a huge margin. First, a VA mortgage can only be used to purchase a property that is a veteran or their family’s primary residence. A VA mortgage cannot be used for purchasing secondary residences or investment properties. Second, while conventional mortgages require the homeowner to pay a closing fee, VA mortgage beneficiaries need to pay them too as well as a funding fee that can be anywhere between 1.4% to 3.6% of the principal amount.

One of the biggest advantages of qualifying for a VA mortgage is that the homeowner is not required to make a down payment. This is a lifesaver for many veterans as they might not have the resources to save up for the down payment for a conventional mortgage which starts at a 3% minimum and goes up. The VA has also set no minimum credit score and maximum debt-to-income ratio requirements for a VA mortgage. This means that veterans, who dedicated the best years of their lives to serve the country and have not had a chance to build up a credit history, do not have to face rejection when applying for a conventional mortgage, as brokers generally look for a credit score of at least 620 and a maximum debt-to-income ratio of 43%. Finally, there are no principal limits on a VA mortgage and there is no need to pay mortgage insurance as all VA mortgages are backed by the government. The only caveat here is that the applicant should not have defaulted on two or more VA mortgages in the past.

Louie Wickett (NMLS ID 1212160) represents Homeside Financial which is an Equal Housing Opportunity Lender and is actively licensed in IA, IL, MO, FL, CA, and CO. Apart from helping veterans find the perfect mortgage, Louie also helps clients in Des Moines, Iowa, and nearby areas secure conventional mortgages, USDA mortgages, and FHA mortgages. Louie’s services have been well received by the Des Moines community. He has maintained a perfect rating of 5.0 out of 5.0 on his Google My Business profile from almost 240 reviews.

Iowa residents who are in the market to purchase a property are also encouraged to check out Louie Wickett’s YouTube channel where he regularly publishes short videos covering frequently asked questions about mortgages such as “What Is The Difference Between Mortgage Rates?”, “How Do You Buy $40,000 More House While Keeping Your Monthly Payments The Same?”, “Can You Use A Gift For A Down Payment For A Mortgage?”, “Is Single Premium Mortgage Insurance a Better Option?”, and more.

Des Moines readers who qualify for a VA mortgage can contact Louie Wickett from Key Mortgage Group at (515) 238-9949 or [email protected].

###

For more information about Louie Wickett - Mortgage Lender, contact the company here:

Louie Wickett - Mortgage Lender
Louie Wickett
(515) 238-9949
[email protected]
2370 Northwest 128th Street
Urbandale, IA 50323

ReleaseID: 60053789

More News

Divo Tùng Dương to launch biggest-ever live concert Flying Towards the Sun

Sep 19, 2026

Divo Tùng Dương to launch biggest-ever live concert Flying Towards the Sun

Rather than serving as a retrospective, "Flying Towards the Sun" live concert is conceived as a milestone that reflects the artist’s journey while looking firmly towards the future.

A Polish priest’s perilous mission to save a doomed Chinese dynasty with Catholic links

Sep 19, 2026

A Polish priest’s perilous mission to save a doomed Chinese dynasty with Catholic links

I spent a week in Warsaw and ate more pierogi than I could shake a stick at. These beloved traditional Polish dumplings come filled with potatoes, cheese, meat, mushrooms and even fruit. Boiled or fried, they may look familiar to anyone acquainted with jiaozi, the Chinese dumpling, although their flavours are distinctly Polish. This is not to suggest that dumplings travelled directly from China to Poland. One theory posits that dumpling-like foods – from Nepalese momo and Central Asian and...

How much sex should a couple have? Focus on quality over quantity, experts say

Sep 18, 2026

How much sex should a couple have? Focus on quality over quantity, experts say

Recently, an acquaintance told me about her brother’s marriage break-up. “They had sex once in eight years,” she said – as if that were the sole reason. It would not have been: the couple’s collapsing relationship was the reason. The absence of sex – except for that single occasion in eight years – was a symptom that likely made it worse. It raises the question, though: is there a sweet spot for sex in a relationship? How many times a week or a month should we be “doing it” to keep a...

9 Philippine hotels awarded Michelin Keys in 2026, up from 5 in 2025

Sep 18, 2026

9 Philippine hotels awarded Michelin Keys in 2026, up from 5 in 2025

From five Michelin Key hotels last year to 9 in 2026, the new selection added to the Michelin Key list is proof of hospitality excellence

Australian athlete who soiled herself apologizes for continuing Hyrox race

Sep 18, 2026

Australian athlete who soiled herself apologizes for continuing Hyrox race

Joanna Wietrzyk finished the Hyrox race last weekend with excrement on her legs and shoes, continuing to use the mats and equipment

Clara Benin shares love’s soft moments in Scout’s The Listening Party

Sep 18, 2026

Clara Benin shares love’s soft moments in Scout’s The Listening Party

Clara Benin talks about her recent “Really Got Me Thinking” EP tour and what’s coming next

The live concerts to watch out for: From Bruno Mars to BigBang

Sep 18, 2026

The live concerts to watch out for: From Bruno Mars to BigBang

Six live events featuring pop superstars, K-pop acts, rising artists, and OPM faves are taking to Philippine stages in the months ahead

Local pieces to wear with your everyday basics

Sep 18, 2026

Local pieces to wear with your everyday basics

From bags and jewelry to a sarong, these local pieces prove you do not need a complicated outfit to make an impression

Feeling younger and stronger, not just older

Sep 18, 2026

Feeling younger and stronger, not just older

Getting older doesn't mean you are done getting stronger or your best years are over. Your body can still be a work in progress

Zach Cregger’s ‘Resident Evil’ is more funny than it is scary—so what?

Sep 18, 2026

Zach Cregger’s ‘Resident Evil’ is more funny than it is scary—so what?

Zach Cregger’s ‘Resident Evil’ does not advance the franchise lore in any way but it’s a grounded story set within Raccoon City

MakatiMed adds Ultherapy Prime to its wellness roster 

Sep 18, 2026

MakatiMed adds Ultherapy Prime to its wellness roster 

Makati Medical Center’s Skin and Laser Hub is adding Ultherapy Prime to its aesthetic services, the latest evolution of its noninvasive lifting technology, offering patients a personalized approach to skin tightening.  Launched Sept. 10 at the MakatiMed WellnessHub, the new treatment builds on the hospital’s longstanding experience in laser and aesthetic medicine.  The launch brought together members of the medical community and guests, with actress and former Miss World Megan Young and actor, entrepreneur and content creator Mikael Daez introduced as Ultherapy Prime ambassadors.  For Dr. Ma. Lourdes Aragon de Veyra, head of the Skin and Laser Hub, the arrival of Ultherapy Prime represents another step in the development of ultrasound technology, which has been used in medicine for decades.  De Veyra traced ultrasound’s history from its early use in medical imaging to applications that harnessed its biological effects.   “In 2000, they started harnessing the potential of this ultrasound by actually causing it to be micro-focused. With the use of this micro-focused ultrasound, it has been used to actually tighten the skin to create a thermal damage to the skin so that it can cause healing. With healing comes the formation of new collagen tissues and renewal of the cells,” De Veyra said.   The treatment targets the subdermis and SMAS, or superficial muscular aponeurotic system, while delivering energy at targeted depths. She said the technology can reach temperatures of about 60 to 70 degrees without damaging the surface of the skin.   Still themselves While technological advancement is central to Ultherapy Prime, De Veyra said the objective of aesthetic treatment should remain grounded in helping patients look like themselves.  “We’ve talked about the science, the technology, and the precision behind Ultherapy Prime. Ultimately, people want the treatment where they will still look like themselves and not look like somebody else,” she said.   She said responsible aesthetic care should focus on preserving a patient’s individuality rather than creating a dramatically different appearance.  “The goal of responsible doctors is to make our patients feel confident about how they are, how they look. You can probably refine it a little bit, but in the end, our goal is to make our patients flaunt their uniqueness, how they look but with la little twitch. That’s it,” De Veyra said.   Endorses on self care  Celebrity couple Young and Daez brought a personal perspective to the launch as the new ambassadors of Ultherapy Prime.  For Young, beauty has always been closely associated with character and confidence. The former Miss World, who won the title in 2013, said her perspective has remained consistent through the years.   “I guess throughout the years, even when I was younger, beauty comes from within. Once you have that beautiful personality or that beautiful heart, then of course, that shines outward,” Young said.   She said her view of beauty has evolved around maintaining her appearance while keeping her skincare routine manageable.  Daez said he and Young approach self-care as something that encompasses more than physical appearance.  “Megan and I have always had this mindset of taking care of ourselves holistically, so emotionally, physically. It’s also about taking care of the way that we look,” Daez said.   “Part of that is also feeling good and looking as great as you can. So that’s why we’re here,” he added.   The couple also shared how they came to try Ultherapy. Daez admitted that he was the one who initially suggested exploring the treatment.   “I’m also the one always looking out. What are the things that we can do? I mean, working out, running, getting good sleep,” Daez said.    “We came across Ulthera and we decided to ask about it. We felt that it fit what we wanted so we tried it out,” he added.  With Ultherapy Prime now part of its aesthetic offerings, MakatiMed’s Skin and Laser Hub continues to combine medical innovation with patient-centered care, giving patients another option for achieving subtle lifting and tightening without surgery.

Stand out and proud in customized denim

Sep 18, 2026

Stand out and proud in customized denim

Customizing a garment or any pre-made item can be as simple as using a waterproof marker to write one’s name or initials on it. It’s a way to stand out from the crowd even if doing so might come across as rebellious, defiant. At the newly opened Levi’s store in Greenbelt 5, customization gives customers a creative way to express themselves. This is instantly apparent  upon entering as the penned-in work area, Levi’s Tailor Shop, is positioned at the middle of the store.  “This flagship store represents a major milestone for the brand as it is the first with this concept in the region, and only the second in Asia after the one in Sapporo, Japan,” said Louella Scott, general manager of Vogue Concepts.  As the distributor’s largest store, it carries many of the denim brand’s styles including the more premium ones.  “We have the ‘Made in Japan’ Blue Tab line as well as Levi’s Vintage Clothing. There are also shrink-to-fit options that conform to the wearer’s body after soaking, ensuring a truly personalized fit,” Scott said. The literal core of the store, however, is the Levi’s Tailor Shop, where customers can have their denim customized to their specifications. A range of patches is available, including site-specific designs such as a jeepney with a Greenbelt Makati signboard, the tree-lined corner of De la Rosa and Legazpi streets, and a scene inspired by one of the city’s Sunday markets. There are other ways to personalize one’s denim at the store including distressing certain portions of the fabric. “We offer embroidery services and even paint some pieces by hand,” Scott said.  The store also has an ace up its denim sleeve in master tailor Tristan Rimorin, who is recognized for his artistry in customization. For him, customizing clothing goes beyond embellishment. “We do a lot of garment resizing such as reshaping a loose-fitting 578 to a slim 511 while preserving the seams and structural balance,” Rimorin said.  He and another tailor focus on tapering and managing waistlines to maintain comfort without altering essential proportions. This approach is especially valuable for clients who want to update well-loved garments for a more modern fit. “Our primary goal is to provide solutions for customers, including those who have owned items for many years but have outgrown them,” Rimorin said. Rimorin also gets to indulge in and show off his creative side with clients who want one-of-a-kind items.  “I’ve fused two denim pieces into one, and combined patches and distressing for a really well-worn pair of jeans. I also worked with a painter on a denim jacket that features a winged angel with the wings made of distressed denim fabric,” Rimorin said.  When he used to place some of the items he had worked with on display, people would come and in and offer to buy them. Rimorin had to tell them that these were already owned by clients who had come to him for customization.  “I add that they can purchase new items at the store and that I can work with them on customizing the pieces for a fee,” he said.

Recommended

YOUR NEWS, OUR NETWORK.

Do you have Great News you want to tell the world?

Be it updates about your business or your community, you can make sure that it’s heard by submitting your story to our network reaching hundreds of news sites across 6 verticals.